benefits

benefitslast year i wrote about getting some benefits. benefits had been one of the reasons i left “the show” i.e beyond free movies i got jack. other than that i found two jobs that offered the benefits i had been looking for primarily health i never thought beyond that.

this past summer the associated of my company had a benefits vote to choose various options in addition to some new offerings. something i took advantage of even if what i would like didn’t go forward such as for example identity theft protection.

either way one evening i just decided to explain to my coworker the compensation/promotion structure with my former employers at “the show”. i told him matter of factly that if i got promoted to manager – well actually supervisor level – i’d get no benefits. to which he retorted that if one gets 40+ of work they should get benefits.

i had to explain to him that the company itself could find a way to skirt the law so that they wouldn’t have to provide benefits. for example, they can just turn around and say supervisors can’t work more than 40 hours they can only work 35 hours a week. boom don’t want to provide benefits that’s a way out. i’d get paid slightly better but that’s all.

now, having left “the show” over two years ago i know my worth. i spend most of my working life hovering around the minimum wage and then suddenly with a job at the bank and then moving onto a job in the grocery business my income went up. i say this to say i wanted to get to management/supervisor level at the show.

to get up to full-management – that is for “the show” senior management – i’d have to go through the supervisory level. as time went on i was no longer interested even if deep down i never got there for reasons semi-unknown. and when leaving that company and figuring out what other companies offered whether i had standing over other employees or not it turns out perhaps there was no boat to miss.

if i understood correct senior management is a salaried position and they get the benefits. not sure the extent of the benefits but they got them. and as with supervisors there seems to be a subjective process in who gets promoted, that is they choose you. you don’t get an opportunity to apply for such positions.

either way i learned of one of the senior managers through a coworker. she had quit suddenly and unexpectedly apparently she had been unhappy for a long time. that coworker claimed she was working a part-time job as a bank teller for better benefits and was forced to quit when her bosses found out. and my worker mentioned this tome as it was time for me to interview with the same bank that this manager briefly worked for.

well what does this mean, well even the hotshot senior managers who should’ve had it made still weren’t getting what they’re due with their positions with the company. perhaps on that level there was no boat to miss either. just as with getting to the supervisor level.

now i had to explain to my friend getting to the senior manager level is like getting into what we call store leadership. the store managers are considered salaried however department managers are still considered hourly. now supervisors are considered as shift managers and they’re the level of the supervisors under the various department managers.

so basically we both agreed that this was a shitty deal. this year we do it all over again and decide which benefits we want to take advantage of for the coming year.

 

misadventures

of jack v who returns home after one term away and had to come up with plan B…

at the start of 2002 i went away to that private liberal arts college. again i had no plan for that at least financially i expected my mother help pay my way but tuition was expensive she would later determine that she would never borrow any more money to send me to school – in effect i was on my own.

funny thing is i never graduated from the community college. at that point i saw no point in getting an associate’s degree i was just ready to move on for my bachelor’s. i chose this school for it’s history and the all-girl’s school across the street. it was a great school and had the prestige i craved and figured i may not have succeeded in the ivy league at least.

either way what didn’t help my position was i didn’t do so well away from home. had some freedom but my grades were terrible and even worse had very little of my own money at the time. when i came home that summer my mother was already on my case about getting a job.

it was a tall order at the time. i had attempted to find a job while in community college no takers but to be honest i was not that serious. i wanted what i wanted which was a bank or retail job. also remember many employers had paper applications back then…soooo i still have to go to these places and ask for a paper application. not sure if i was smart enough to look for any website that would allow me to apply for more jobs.

there were a precious few hits during the course of the year. my expectation was to go back to school and that’s what blew my first opportunity at a retail store for a museum at navy pier. then i had group interviews the rest of the way and none of them netted me a job even for the holidays.

my mother started having me sit down and we plan for job hunting. to be honest i didn’t want to hear it on the other hand she’s doing this because she didn’t see much progress. this is what she wanted and my options weren’t getting better. i took a temp assignment working on election day as a precinct worker helping voters but that was all until the end of the holidays when it was time for back to school at one of the local universities downtown. it was temporary, but it helped me get some needed job experience to place on my resume. never being employed in the first place was a huge problem.

of course this wasn’t the only problem, my mother still wanted her associate’s degree. while i had little plan beyond returning to the liberal arts school my mother insisted that i go back to finish the associates degree. in fact two of my aunts brought it up in conversation. i tried to offer a bullshit answer, but i realized they’re bringing it up because mother told them about it. it really was her expectation that i would finally graduate with an associate’s.

ultimately in a fit of stubbornness – for which she said very little – i registered but only for just enough classes where i still would be short. she knew what i was doing she later told me, but decided to choose her battles. ultimately she never got the associate’s degree and i continued to rack up debt until i finally-finally-finally got my bachelor’s.

in the meanwhile as i finally found something even if temporary i still had another year with no clear plans. this story is coming up next.

money

issue-header-social-securitywith this post i’m setting up for a series of past stories. as happens on this blog while i talk about my life and times as an older virgin still trying to figure out how to connect with available women – so that one day i may marry and have a family – i still discuss other subjects. what this means is yes i have to talk about the extreme past such as a teenaged jack v or a twentish jack v.

today i’ll talk about teenaged jack v who lost his father before he left high school. i’ve already told the story of my dad, he had been an alcoholic for most of the time i knew him and his health problems mounted to where he had a stroke. he suffered through high blood pressure and a vessel busted in his brain. it wasn’t long before he passed away.

not long after his death my mother signed up for social security benefits. we got survivor’s benefits in my case the benefits only lasted until at least the summer after i graduated high school. i got plenty of cash every month and by the end of that summer my new savings account had a little over $5k.

of course it could’ve been more but my mother took some of those funds probably because i hadn’t yet turned 18. the month after my birthday i got a huge $1k check and my mother had me sign up for a savings account. when i got a check from uncle same i would deposit in into my account every month.

the only mistake i made back then was that i never added to this money. i never worked before i entered my 20s so as i continued to withdraw funds the resources were depleting. interestingly i made more in interest then than i do now. i have more savings now than i had back then, but the interest earnings is nowhere near $20 as it had been at one point back then.

sometimes the money was spent for my time in community college. of course i still had to eat and then get around the city back then. then i spent it on other things. by the time i finally moved on beyond chicago and my local community college, it was time to transfer to the liberal arts college. when i moved on i was starting to run out of that money.

when i start this new series the consequences of that will be seen.

Overhead


I have students loans after spending many years at a liberal arts college and finally graduating. It’s likely that this is the main reason that I’m considered broke. I’ve yet to hold a job that would enable me to pay off these debts quickly.

So what’s with this talk of overhead Jack V? Well I have this friend who I’ve hinted at on this blog we’ll call him Anthony. He’s used the term overhead with me however I need to establish what this overhead is supposed to be.

As of this moment I have no children and no girlfriend on the horizon. So essentially no money to spend on anyone other than myself. Also no major bills especially rent, mortgage, or car note. So I can afford some luxury items and if I so chose designer clothes. Or even some other items of great interest such as computers or designer clothes and shoes.

My mother brought this up to me recently during a recent family reunion and threw it out there that I got plenty of money for some of the reasons I brought up above. I bought a nice hat at a gift shop and when we got home saw the price. She said she would’ve talked me out of it judging by the price then turned around and said you got plenty of money.

Funny thing is she doesn’t seem to notice that I’ve been ordering a lot of stuff online for the past year. Have plenty of shoes and clothing lying around the house. And also a lot of new stuff I bought while shopping at regular brick & mortar shops. She has lots more to complain about if that’s what she chooses to do.

All the same, while I do have the challenges of some bills with student loans & credit card bills at least I have the money to do some of the things I hadn’t been really able to do. Like I said already when my mother finally decides to retire from her current job that’ll be when I have no choice but to step up to the plate in my own right.

Odds & Ends

odds_and_ends

becky quit out of the blue recently. when that happens and it has often something happened. who knows what really but it became clear she hadn’t been happy for a while. it went up and down until she decided to cut ties with the job.

we at work thought about what if she came back looking for work and sported a mustache and gave herself a new name. instead of becky she could be dickey and she may have to slightly change the lettering of her last name.

and speaking of that our department is looking for new people. we had so far hired two from what i can tell. in fact i saw them interview a couple of people, however, what they’re really looking for is temporary help. when they’re not needed they’ll just get cut until the leadership team see something they like. raw deal but if you’re unemployed and need money it’s better than nothing.

saw my taxes recently i made more money last year working that i had in previous years. if i hovered around $10 – $12k during the last 5 years i made close to $10k more last year. this means that i pay more in taxes then i get in the form of a refund. i got some type of tax credit because my income was low.

however, i get more money back just that uncle same took some money from me in taxes this year. i go up in income may get more taxes back and if my income goes up it may not mean i get more in a refund. when i get this refund i’ll do what i usually do save some & spend some. just can’t wait to get that iPad mini.

how about this for comedy. came up with a one-liner. if a new store opens up in a mostly low-income community bringing in gourmet items and you need a selling point here’s one. “*insert low-income neighborhood name* goes hard for gelato.” i had some guy rolling after that.

if only i could share that….